
VIPC&S Sponsoring
Partner
Reciprocal of America (ROA) is a
Virginia-domiciled reciprocal insurance company, providing professional, workers'
compensation and other liability coverages for health systems, hospitals, health
professionals, managed care organizations
and other health care providers. ROA is rated "A" (Excellent) by A.M.
Best, the nation's major insurance rating
organization.
We have assisted physician and lawyer insureds
in forming their own companies and participating in varying degrees
in the reinsurance of these entities. Through superior service in the areas of
risk, safety and claims management, we are
expanding into all 50 states.
Our mission is "To be responsive to the
needs of subscribers by offering innovative insurance products and to maintain
profitable operations and excellence in service through controlled growth in
designated areas of opportunities."
We have succeeded based on adherence to these
core values:
- Comprehensive insurance coverages designed
with the input of hospital executives, physicians, allied health professionals
and risk managers.
- Commitment to long term financial stability
as an insurance market for healthcare providers.
- Competitively priced insurance products and
services.
- Management by insurance professionals in the
day-to-day operations of the insurers that are owned or spon-sored by
the policyholders.
- Board-level governance by insureds or
representatives of insured organizations.
- Sharing insurance profits with insureds.
- Excellence in delivery of risk management
services including education and customized on-site consulta-tion designed
to reduce exposure to loss.
- Commitment to protecting the reputations of
insureds.
- Excellence in claim management service with
claim representatives experienced in healthcare liability.
- Selection of experienced defense counsel
with successful track records in healthcare liability claims.
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